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Foreclosure Crisis

Info for those with foreclosure issues

Foreclosures continue to affect large populations.  The links below direct you to websites where you will find a variety of foreclosure-related information and services. Most services and resources are free.

http://www.keepyourhomecalifornia.org/  CalHFA Mortgage Assistance Corporation maintains a "Keep Your Home California" Program to assist low and modest-income familes stay in their homes. For homeowners whose mortgage servicing company has an agreement with CALHFA MAC (CAL HFA Mortgage Assistance Corporation).  A homeowner cannot receive assistance through this program if their servicer has not signed an agreement with CalHFA MAC. Check on http://www.keepyourhomecalifornia.org/participating.htm for a list of participating servicers.

http://portal.hud.gov/hudportal/HUD?src=/topics/avoiding_foreclosure  This is the main portal to the Department of Housing and Urban Development's information to avoid foreclosure.  Provides links and descriptions to various federal housing relief programs.

http://www.makinghomeaffordable.gov/ This site is maintained by the federal government and provides tools to assist homeowners in locating appropriate home loans.  Contact information for the Department of Housing and Urban Development (HUD) loan counselors is also easily accessible from this site.  Additional general mortgage resources and links are also available.

http://lawhelpca.org/ This premier and well-known website continues to provide Californians with both referrals and self-help resources in the areas of foreclosure prevention, homeownership and predatory lending.

For California tenants whose landlords are being foreclosed upon visit the Tenants Together foreclosure webpage.

Note: California is not participating in Department of Housing and Urban Development's (HUD) Emergency Homeowner Loan Program (EHLP) Program. 

In addition, Congress passed the "Helping Expedite and Advance Responsible Tribal Homeownership Act" (HEARTH). This law promises to reform Federal leasing requirements and encourage housing and community development in Native American communities. See National American Indian Housing Council's website for more info.

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How can you help?

Please view our California Indian Legal Services Wish List!

Board of Trustees positions

CILS seeks community representatives for the CILS Board of Trustees. Please read our Announcement.

Reminder: ICWA published decisions available

See our ICWA Cases Post-2012 Benchguide page for links to published California & Supreme Court decisions.

Questions about the Cobell Settlement?

Contact their toll free number 1-800-961-6109 or visit their website.

DOI Land Buy-Back Program Website

Click here to view the site launched August 2013.

Prevent foreclosure: know your rights!

Click here for more info. 


Tax Corner

ICWA Benchguide

Link to ICWA Benchguide

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Video Corner

CILS staff discuss Indian law topics of the day.

View Now: The Indian Law & Order Commission (ILOC) and the UCLA American Indian Studies Center's Partners for Justice: UCLA Institute on Criminal Law in Indian Country presented a one-day symposium showcasing the ILOC report. CILS Executive Director Dorothy Alther commented re Strengthening Tribal Justice & Detention Alternatives. Ms. Alther appears as the third speaker.

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California Indian Legal Services (CILS) presents the information on this web site as a service for the Native American community, low income people and other Internet users, including members of the general public. Use of this site does not constitute, in any manner, an attorney-client relationship between CILS and the user. While the information on this site is about legal issues, it is not intended as legal advice or as a substitute for the particularized advice of your own counsel...See full Disclaimer.

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