Foreclosures continue to affect large populations. The links below direct you to websites where you will find a variety of foreclosure-related information and services. Most services and resources are free.
http://www.keepyourhomecalifornia.org/ CalHFA Mortgage Assistance Corporation maintains a "Keep Your Home California" Program to assist low and modest-income familes stay in their homes. For homeowners whose mortgage servicing company has an agreement with CALHFA MAC (CAL HFA Mortgage Assistance Corporation). A homeowner cannot receive assistance through this program if their servicer has not signed an agreement with CalHFA MAC. Check on http://www.keepyourhomecalifornia.org/participating.htm for a list of participating servicers.
http://portal.hud.gov/hudportal/HUD?src=/topics/avoiding_foreclosure This is the main portal to the Department of Housing and Urban Development's information to avoid foreclosure. Provides links and descriptions to various federal housing relief programs.
http://www.makinghomeaffordable.gov/ This site is maintained by the federal government and provides tools to assist homeowners in locating appropriate home loans. Contact information for the Department of Housing and Urban Development (HUD) loan counselors is also easily accessible from this site. Additional general mortgage resources and links are also available.
http://lawhelpca.org/ This premier and well-known website continues to provide Californians with both referrals and self-help resources in the areas of foreclosure prevention, homeownership and predatory lending.
For California tenants whose landlords are being foreclosed upon visit the Tenants Together foreclosure webpage.
Note: California is not participating in Department of Housing and Urban Development's (HUD) Emergency Homeowner Loan Program (EHLP) Program.
In addition, Congress passed the "Helping Expedite and Advance Responsible Tribal Homeownership Act" (HEARTH). This law promises to reform Federal leasing requirements and encourage housing and community development in Native American communities. See National American Indian Housing Council's website for more info.